Privacy policy

Your privacy is important for us. We are transparent, comply with privacy regulations such as GDPR, and provide this privacy policy in an understandable language free of legalese.

Who collects the data?

The legal entity which owns Settle Up apps is:

Step Up Labs Inc.
1611 E. 2nd Street
Casper, WY, 82601
United States

You can find people behind it at We are all based in the Czech Republic, Europe.

What data do we collect and why?

Where are the data stored?

All our data are stored in Google Cloud Platform. We specifically use services called Firebase and Google AppEngine. Geographically, the data are stored in the United States.

How are the data secured?

Google Cloud Platform is trusted by many businesses worldwide and they have one of the best security in the industry. On top of that, we provide our data only via HTTPS (an encrypted connection). This way, your data cannot be intercepted on the way, for example when connected to an unsecured WiFi network. We take security very seriously and take every measure to prevent data leaks. If you suspect any security issue, contact us immediately at

What is shared with other users of Settle Up?

Other users who are in the same group(s) as you can access your:

These are visible on the Permissions page of your group(s).

What is shared with third-parties?

We don’t share your data with any third parties except:

How long are the data stored?

Indefinitely, unless the service is shut down.

How to delete all your data?

You can delete all your data in the Android app: open My Profile from left menu and select Delete account at the bottom. Note that groups may be shared with others, so you need to delete groups where you are owner or transfer ownership to others first. If you don't have access to the Android app, contact us at

How to export all your data?

The Android app has a built-in CSV export for individual groups. If you need to export more data, contact us at

How to raise a complaint?

Contact us at

What happens when the service is shut down?

We will try hard to avoid that, but we offer no guarantees for data losses. In the case of an expected service shutdown, we will contact all users via email announcing this at least one month before shutdown so you will be able to export all your data.

Who is EU Representative Contact and Data Protection Officer?